Equity Default Insurance | SWBC



Protection for Your Institution

Our program is designed to protect a lender’s home equity portfolio and mitigate losses due to borrower default. Under our comprehensive equity default insurance policy, you will be reimbursed for losses sustained on qualifying loans reported for insurance based on policy guidelines.


Expanded Guidelines

This program allows lenders to expand their underwriting guidelines for second loan lending and mitigate potential risk. Equity default insurance works as the catalyst necessary to increase loan production in traditional equity-based lending programs.

Our Equity Default Insurance program has been designed to provide you with a great deal of flexibility in designing loan programs and underwriting individual loans. We place significant emphasis on responding to the individual underwriting concerns for each loan, as well as simplified reporting and premium remittance procedures.


Eligible loan types for Equity Default Insurance include:

Closed-End Seconds


Home Equity Lines of Credit


Purchase-Money Seconds


Home Improvement Loans (Secured and Unsecured)


With our Equity Default Insurance’s expanded offerings, you can maximize your home equity lending opportunities and grow your loan portfolio. By partnering with us, you open the door to more home equity loans, gain a competitive advantage, and mitigate your risk.

Contact us to learn more about growing your home equity portfolio with our Equity Default Insurance.



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