Homeowners Insurance | SWBC

Homeowners Insurance

There’s no place like home—which is why having a reliable homeowners insurance policy is key to protecting one of your most important investments. Having a homeowners insurance policy that protects your dwelling, your personal possessions, and any potential liability will give you the peace of mind you deserve.

Safeguard your investments withHomeowners Insurance

As your agent, we work with the strongest, most dependable carriers in the industry, which allows us to focus on what matters most to you—finding the right coverage at the right price. We serve as your advocate whenever you need us. We will evaluate your renewal options, assist with claims, or adjust policies and coverage.

Dwelling coverage

Pays to repair or rebuild your home—including unattached structures such as fences, garages, and storage sheds

Liability coverage

Protects you from litigation if someone experiences bodily injury or property damage while on your property


Personal Property coverage

Reimburses you for personal items in your home that have been stolen or damaged, such as clothes, electronics, or furniture

Medical Payment coverage

Pays for medical expenses if someone is injured on your property

Let us help you protect what matters most; request a no-obligation homeowners insurance quote today. 

Protect Your Most Valuable Investment withHomeowners Insurance

 Competitive pricing, comprehensive coverage, and flexible payment plans
Expert guidance to find the best policy for your home
Service-oriented staff will seek out for various discount-saving opportunities

Knowing the valueof Homeowners Insurance


You can possibly save on your premiums by bundling policies—such as home and auto insurance—a claim-free history, installing a security system or fire alarm, and many other options. Ask us for complete terms and conditions.


Market value is the amount someone would currently pay for your home and land. Replacement cost is the cost to replace your entire home. You can choose the estimated replacement value. Replacement cost is the estimated cost to construct, at current prices, a home of equal value to the home that was lost or damaged.


It’s up to you. We recommend you purchase at least equal to or greater than the estimated replacement cost of your home or belongings. Depending on the estimated replacement cost, you will have policy options available to you based on this amount.

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