Life Insurance | SWBC

Life Insurance

When it comes to protecting the financial future of your loved ones, preparation for the expected—and unexpected is critical. Life insurance ensures that your family’s immediate needs are met and financial future are properly protected in the event of your passing. You can quickly and easily obtain an online quote or speak with one of our experienced agents to find the proper coverage and policy that fits your unique needs. 

We have multiple options to fit any budget or situation: 

Affordable, whole life policy that provides coverage for expenses such as funeral expenses, credit card debt, and medical bills.

Issue Age

Ages 45 to 85

Available Coverage Amounts

$2,000 to $25,000

Builds Cash Value

Yes

Sample Premium Rates*

$27.00 per month

$10,000; until age 100

Medical Information

No

Learn More Get a Quote

For the cost-conscious individual, affordable term life insurance coverage at set premiums determined by age and selected term.

Length of Coverage

10, 15, 20, or 30 years

Available Coverage Amounts

$50,000 to $250,000

Builds Cash Value

No

Sample Premium Rates*

$9.89 per month

$100,000; 10-Year Benefit

Medical Information

Yes

Learn More Get a Quote

Convenient, fully online application process offering affordable term life insurance coverage at set premiums determined by age and selected term.

Length of Coverage

10, 15, 20, 25, or 30 Years

Available Coverage Amounts

$50,000 to $1,500,000

Builds Cash Value

No

Sample Premium Rates*

$11.75 per month

$100,000; 10-Year Benefit

Medical Information

Yes

Learn More Get a Quote

Final Expense

Final Expense coverage is a guaranteed policy that allows you to purchase up to $25,000 in coverage for burial expenses, medical bills, credit card debt, and other final expenses, removing the financial burden from your loved ones to have to cover these costs out-of-pocket. 

Term Life

This affordable coverage provides protection for a specific number of years at a set price. You can quickly and easily bind coverage through our online quote engine or by speaking with one of our licensed professionals. 

On the Spot Life Insurance Decision

With SWBC's On the Spot Life Insurance decision, purchasing term life insurance is affordable, fast, and convenient. The application is completely online and a policy can be purchased in just minutes.

Do I needLife Insurance?

A

Yes! If you were to add up all of the things you do on a daily basis—laundry, childcare, cooking, carpools, household management, so on and so forth, the price would quickly add up. Adequate life insurance coverage would ensure that your family’s lifestyle wouldn’t have to change in the event that you passed away.

A

It’s never too soon to secure life insurance coverage! In fact, if you act now, you can lock in lower rates while you’re still young and healthy.

A

It’s best to review your life insurance coverage anytime you experience a major life event such as marriage, a job change, or the birth or adoption of a child.

A

It depends. Some things to help you determine the amount of coverage you need include current and future anticipated expenses, number of dependents, age of children, and the amount of debt you carry.

A

Yes! Even if you don’t have a spouse, if you were to pass away, someone would still be financially responsible for your final expenses and depending on your financial situation, any debts you may hold. Life insurance will ensure this responsibility doesn’t fall on your parents or immediate family.

A

Yes. While your employer’s policy is a great benefit, if you ever leave your company, you’ll lose the policy and depending on your age and health, it could be expensive or difficult to find coverage.

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