Card Services Designed to Build Revenue and Brands
Our Card Solutions
With card solutions from SWBC, your company can increase profitability, improve the value of your organization, and gain a competitive advantage in the marketplace.
Gift Cards offer your customers a convenient way to give a monetary gift. They can be used anywhere Visa® or MasterCard® is accepted, eliminating the hassles of paper gift certificates.
- Compliant with CARD Act 2009 legislation
- Fast, low-risk way to enter the pre-paid market
- Ideal introductory product for non-customers
- Easy, fast setup in as little as 21 days
With zero cost to implement and maintain, reloadable stored value payroll cards can help increase your commercial clients’ cash flow and operational efficiencies, while decreasing their overhead expenses. Payroll cards act similarly to a bank account and allow employees immediate access to their earnings—without paying hefty check-cashing fees, carrying around large amounts of cash, or having their paper checks stolen or lost.
- Carry the Visa® logo and usable anywhere ATM/check cards are accepted
- Easy to use and maintain
- Contribute to revenue generation for your financial institution
- Part of the No-Liability Agent Program
Reloadable Stored-Value Cards
When you offer these pre-paid spending cards to your individual and commercial accounts, you can strengthen your product portfolio and increase your revenue as you receive daily transaction fees and a percentage of the interchange fees. These pre-paid spending cards work like a debit or credit card. They’re fully reloadable, and funds can be added to the card balance at any time. SWBC offers a variety of Stored Value Cards, including Travel Cards and Youth Cards.
- Flexible pricing structure
- Alternative "account" for those who don’t qualify for a traditional direct deposit account
- Great check cashing alternative
- Serve customers who need real-time, low-cost money transfers
Credit Card Issuing Program
With our proven product and marketing solutions, your financial institution can increase its revenue stream and retain customer loyalty. We’ll help you choose the issuing program that best meets your risk objectives – all with low start-up and processing costs.
Proprietary Credit Card Program
With this program, you have complete ownership and control of your credit card program while we manage the customer service, payment processing, and fraud detection for you.
Agent Credit Card Program
With this 'no-risk' credit card program, your financial institution can continue to raise revenue and brand awareness.
Our credit card benefits include:
- Successful implementation, training, and education
- Enhances client relationship and retention
- Secures hometown identity and brand awareness
- Increases revenue-generating opportunities
Merchant Card Processing
For your commercial clients, our Merchant Card Processing program offers the ability to process major credit cards and services, while increasing their sales and profit-generating opportunities. This low-cost, turnkey solution features the most advanced technology to help them better compete with large retailers.
- Credit and debit cards: VISA®, MasterCard®, American Express®, Discover®, Diners Club®, and JCB
- Check services, including guarantee and conversion
- Competitive rates and fees to increase business profitability
- Use of the fastest transaction processor in the industry
- Dedicated customer service—24 hours a day, 7 days a week
- Comprehensive training and full-scale client and marketing support