IBAT RELATIONSHIP

The Independent Bankers Association of Texas is dedicated to finding strategies that will help your bank operate at the highest efficiency and positively impact your bottom-line performance. That is why IBAT chose to endorse and entitle our credit, stored value, gift, and merchant card programs to be the IBAT Card Programs.

With the support and endorsement of IBAT, SWBC is focused on creating a card program that delivers three main values to member banks:

• Strengthens products and services portfolio
• Enhances customer retention and loyalty
• Increases revenue and fee-generating opportunities